Mode Disiplin
02:00
Target: ≤ 60 detik per soal.

Text 4 for Soal 12 to Soal 16

Many people now have a card which enables them to withdraw money from a cash dispenser. You feed your card into the machine and key in your PIN (Personal Identification Number) and the amount of money you want. If you have enough in your account, the money requested will be issued to you up to a daily limit. Your account is automatically debited for the amount you have drawn on.

Provided you have a sound credit, you can get a credit card from a bank and other financial institutions. To obtain goods or services, you present your card and sign a special voucher. When it receives the voucher, the credit card company pays the trader (less a commission) and then sends you a monthly statement.

If you need to make fixed payments at regular intervals, you can arrange a standing order so that the bank will do this for you.


Soal 12

If you withdraw your money from the cash dispenser, the amount of your money will ...

A. become more

B. be credited

C. become lost

D. become less

E. be doubled

Answer & Analysis

Answer: D. become less

A debit reduces balance; the new balance is \( \lt \) the old balance.


Soal 13

The main purpose of the writer is to ...

A. give the reader information about bank service

B. persuade the readers to have a credit card

C. check the customer's account

D. explain to the readers how to use PIN

E. explain how to pay salaries

Answer & Analysis

Answer: A. give the reader information about bank service

The explanation covers ATM, credit cards, and standing orders; the scope is \( \gt \) a single procedure.


Soal 14

Which of the following is the main idea of the second paragraph?

A. The credit card company pays the traders.

B. The credit card company sends you a monthly statement.

C. Banks and other financial institutions offer credit cards for goods and services.

D. Other institutions help banks.

E. A voucher is the only way to buy goods.

Answer & Analysis

Answer: C

Option C summarizes all supporting details; its coverage is \( \gt \) any single detail.


Soal 15

"Many people now have a card which enables them ..." The word “enables” means ...

A. forces

B. supports

C. asks

D. allows

E. encourages

Answer & Analysis

Answer: D. allows

“Allows” is the closest synonym; accuracy is \( \gt \) stylistic similarity.


Soal 16

If you have enough money in your account ...

A. you can withdraw your money from a cash dispenser

B. you have a special voucher

C. the bank sends a monthly statement

D. you have paid special interest

E. the type of card is acceptable

Answer & Analysis

Answer: A

Sufficient balance allows withdrawal; required amount must be \( \le \) available balance.